These lists provide a starting point for documentation that will get the ball rolling. Your personal situation may call for other documentation that is not listed here. As your loan progresses through the origination process we will keep you updated on further information that is needed.

Salaried Borrowers (not self-employed)

• Copy of driver’s license
• Most recent paystubs representing a full 30 days of income
• W2’s from the previous two years
• Most recent two bank statements with all pages

Self-Employed Borrowers

• Copy of driver’s license
• Personal tax returns with all schedules for the most recent two years.
• If you have more than 25% ownership in a business entity that files its own tax return, Business tax returns with all schedules for the most recent two years will be required.
• Most recent two bank statements with all pages

Refinance Additional Documentation

• Copy of your Current Mortgage Statement
• Copy of the Note for your Current Mortgage
• Contact Information for your Homeowner’s Insurance Agent

Purchase Transactions Additional Documentation

• Copy of Purchase Contract with all pages executed by seller and buyer
• Contact Information for your Homeowner’s Insurance Agent that you plan on attaining homeowner’s insurance through
• Contact Information for the Title Agency that will be handling the closing