Things We Need From You

These lists provide a starting point for documentation that will get the ball rolling. Your personal situation may call for other documentation that is not listed here. As your loan progresses through the origination process we will keep you updated on further information that is needed.

Salaried Borrowers (not self-employed)
  • Copy of driver’s license
  • Copy of social security card
  • Most recent paystubs representing a full 30 days of income
  • W2’s from the previous two years
  • Most recent two bank statements with all pages
Self-Employed Borrowers
  • Copy of driver’s license
  • Copy of social security card
  • Personal tax returns with all schedules from the two previous years.
  • If you have more than 25% ownership in a business entity that files its own tax return, Business tax returns with all schedules from the two previous years will be required.
  • Most recent two bank statements with all pages
Refinance Additional Documentation
  • Copy of your Current Mortgage Statement
  • Copy of the Note for your Current Mortgage
  • Contact Information for your Homeowner’s Insurance Agent
Purchase Transactions Additional Documentation
  • Copy of Purchase Contract with all pages executed by seller and buyer
  • Contact Information for your Homeowner’s Insurance Agent that you plan on attaining homeowner’s insurance through
  • Contact Information for the Title Agency that will be handling the closing