Licensing and Disclosures

Licensing:

Pioneer Mortgage Services, LLC is a licensed mortgage broker.

OH Ohio Mortgage Broker Act –  MB.803395.000

Nationwide Mortgage Licensing System (NMLS) – Company #236698 | Consumer NMLS Access (link)

*Pioneer Mortgage Services LLC is licensed under the laws of the State of Ohio and by state law is subject to regulatory oversight by the Ohio Department of Commerce Division of Financial Institutions.  Any consumer wishing to file a complaint against Pioneer Mortgage Services LLC should complete, sign, and send a complaint form to the Ohio Department of Commerce Division of Financial Institutions, 77 South High Street, 21st Floor, Columbus OH 43215-6120 or emailed to Webdfi-oca@com.ohio.gov. The Department can also be contacted at 614-728-8400.  Complaint forms and instructions may be downloaded and printed from the Department’s website located at http://www.com.ohio.gov/fiin/

Disclosures:

Housing Financial Discrimination Act of 1977

It is illegal to discriminate in the provision of or in the availability of financial assistance because of the consideration of:

  • Trends, characteristics or conditions in the neighborhood or geographic area surrounding a housing accommodation, unless the financial institution can demonstrate in the particular case that such consideration is required to avoid an unsafe and unsound business practice: or
  • Race, color, religion, sex, marital status, national origin or ancestry.

It is illegal to consider the racial, ethic, religious, or national origin composition of a neighborhood or geographic area surrounding a housing accommodation or whether or not such composition is undergoing change, or is expected to undergo change, in appraising a housing accommodation or in determining whether or not, or under what terms and conditions, to provide financial assistance.

These provisions govern financial assistance for the purpose of the purchase, construction, rehabilitation, or refinancing of one-to-four-unit family residence.

If you have questions about your right, or if you wish to file a complaint, contact the management of the financial institution or Ohio Department of Commerce, Division of Financial Institutions, 77 South High Street, 21st Floor, Columbus, Ohio 43215

Equal Credit Opportunity Act

The Federal Equal Credit Opportunity Act prohibits discrimination against credit applicants on the basis of sex, marital status, race, color, religion, national origin, age (provided the applicant has the capacity to contract), whether all or part of the applicant’s income is derived from any public assistance program, or if the applicant has in good faith exercised any right under the Consumer Credit Protection Act. The Federal Agency which administers compliance with this law concerning this lender is the Ohio Department of Commerce, Division of Financial Institutions, 77 South High Street, 21st Floor, Columbus, Ohio 43215

USA Patriot Act Notice

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.

What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents